Terms of Service

Last updated: January 2026

Agreement to Terms

By downloading, installing, or using Kubera, you agree to be bound by these Terms of Service. If you do not agree, please do not use the app.

1. Eligibility

To use Kubera, you must:

By using Kubera, you represent and warrant that you meet these eligibility requirements.

2. Account Registration

To access Kubera features, you must create an account:

3. Points System

3.1 Nature of Points

Kubera Points are virtual credits with the following characteristics:

3.2 Earning Points

Points may be earned through:

3.3 Points Expiration

During the beta phase, points do not expire. We reserve the right to implement expiration policies in the future with reasonable notice to users.

4. Rewards Redemption

5. Acceptable Use

You agree NOT to:

6. Intellectual Property

All content, features, and functionality of Kubera—including design, graphics, text, software, and trademarks—are owned by Kubera and protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works without our written permission.

7. User Content

If you submit content (such as chat messages in Live Room):

8. Disclaimers

KUBERA IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. We do not guarantee uninterrupted or error-free service. AI predictions are for entertainment and educational purposes only—they are not financial or professional advice. Past performance does not guarantee future results.

9. Limitation of Liability

To the maximum extent permitted by law, Kubera shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of points, data, or anticipated rewards.

10. Termination

We may suspend or terminate your account if you:

You may delete your account at any time through app settings. Unredeemed points are forfeited upon termination.

11. Changes to Terms

We may modify these terms at any time. Material changes will be notified through the app or email. Continued use after changes constitutes acceptance of the new terms.

12. Governing Law

These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in India.

13. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in effect.

14. Contact

For questions about these Terms: